Lisa Brüggen presents at Think Forward conference in Poland

Lisa Brüggen presents the work on pension communication and member engagement during the [ING Think Forward Conference] (https://www.ing.pl/serwis-ekonomiczny/think-forward-initiative) in Poland.

TFI grant personalized pension communication

Mark Graus and Lisa Brüggen received a grant from TFI on personalized pension communication. Read more about the grant and reseachers.

Science accessibly explained

Each year new scientific publications appear that could help substantially in improving pension communication practice - but unfortunately scientific journals often do not attract a wider audience. Together with wijzer in geldzaken we try to change that...

Limit Choices to 6-22 Options

Pension plan members want choice - but how much is enough?

Well-appreciated but (too) Difficult Pensions Choices?

Pension plan members want choice - but can they handle it?

Thomas Post presents at the Conference on Decision Sciences

Thomas Post gave a talk at the Conference on Decision Sciences on understanding pension plan participants.

Thomas Post presents at Behavioral Finance Conference

Thomas Post gave a talk at the Research in Behavioral Finance Conference on understanding pension plan participants.

Lisa Brüggen presents at M-BEPS

Lisa Brüggen gave a talk at the Maastricht Behavioral Economic Policy Symposium (M-BEPS) on improving peer effects for effective nudges.

Wiebke Eberhardt defends here PhD thesis

Pension communication researcher Wiebke Eberhardt successfully defended her PhD thesis "Costly Ignorance – Enhancing Consumer Financial Decision Making." Congratulations Wiebke!

Science accessibly explained

Each year new scientific publications appear that could help substantially in improving pension communication practice - but unfortunately scientific journals often do not attract a wider audience. Together with wijzer in geldzaken we try to change that...

Lisa Brüggen gives Webinar

Lisa Brüggen gives Webinar on Life Events and Participant Engagement in Pension Plans

New research on peer effects

Our team has published a research report on peer effects.

Luuk Perik presents at Netspar

Luuk Perik presented research results on emotions and pension decision making at the Netspar Working Group "Economic and Psychological Aspects of Pension Choices and Pension Communication"

Lisa Brüggen: raad van toezicht NIBUD

Lisa Brüggen treedt toe tot de Raad van Toezicht van het Nibud/ Lisa Brüggen joins supervisory board of Nibud.

KVS Preadviezen: behavioral economics & pensions

Lisa Brüggen and Marike Knoef:'KVS-preadviezen' on behavioral economics and pensions; suggesting opt-out for self-employed (ZZPers).

Choice Architecture for Pension Plans

How to design a good choice architecture for pension plans - read our new report

New research on pension engagement

Our team has published two new research reports on increasing pension engagement.

Thomas Post presents at IIR Pensioen Forum

Thomas Post gave a talk at the IIR Pensioen Forum on "Why pension plan participants are not (enough) engaged in retirement planning."

Lisa Brüggen appointed Professor of Financial Services

Lisa Brüggen has been appointed Professor in Financial Services.

Pieter Verhallen presents at RAND conference

Pieter Verhallen gave a talk at the RAND Behavioral Finance Forum on using peer effects for increasing retirement savings.

Thomas Post presents at PAS festival

Thomas Post gave a talk at the Pleasure, Art & Science (PAS) festival on the current state of the Dutch pension system.

Thomas Post presents at ARIA Conference

Thomas Post gave a talk at the American Risk and Insurance Association Annual Meeting on message framing and pension plan member engagement.

Thomas Post presents at NEST Insights Conference

Thomas Post gave a talk at the NEST Insights Conference on "Why pension plan participants are not (enough) engaged in retirement planning."

Lisa Bruggen presents at "Frontiers in Service" Conference

Lisa Brüggen presented her paper "Financial Well-Being: A Conceptualization and Research Agenda" at the "Frontiers in Service" Conference in New York, which took place from June 22-25, 2017

Thomas Post presents at BISS

Thomas Post gave a talk at the BISS Artificial Intelligence lecture on "Is Theory Dead? Using Big Data for Helping Consumers to Make Sound Financial Decisions."

Wiebke Eberhardt presents at EMAC

Pension communication researcher Wiebke Eberhardt presented research results on framing at the European Marketing Academy (EMAC) Annual Conference. The joint research with Lisa Brüggen, Thomas Post, and Chantal Hoet illustrates the power of framing information in order to engage participants.

New Netspar Design Paper on Framing Pension Communication

Our team has published a Netspar Design Paper on framing pension communication.

Pieter Verhallen Presents Research Results

Pieter Verhallen presented research results on pension communication and peer effects at the Boulder Summer Conference on Consumer Financial Decision Making.

Maasdal seminar

Lisa Brüggen moderated the 17th Maasdalseminar on "digital (pensionfund) communication", taking place at the AZL headquarter in Heerlen. Around 80 pension specialists gathered to listen to the four speakers from different backgrounds, to hear law students comment and challenge the speakers, and to engage in interesting discussions on how to make pension funds ready for the digital age.

Science accessibly explained

Each year new scientific publications appear that could help substantially in improving pension communication practice - but unfortunately scientific journals often do not attract a wider audience. Together with wijzer in geldzaken we try to change that...

Pieter Verhallen Presents Research Results

Pieter Verhallen presented research results on pension communication and peer effects at the International Pension Workshop in Leiden (The Netherlands).

Conference on Engagement

Today we hosted a conference on “Engaging pension plan participants: How emotions, peer effects, and life events influence the effectiveness of pension communication.”

Lisa Brüggen teaches Netspar Masterclass

On November 29, Lisa Brüggen teaches in the Netspar Masterclass "Inzicht in de Pensioenconsument: van opbouw naar uitkering"

Thomas and Wiebke teach Behavioral Economics Masterclass

Thomas Post and Wiebke Eberhardt give a Masterclass on "Behavioral Economics and Principles for Mortgage Lenders."

Thomas Post presents at ICPM

Today, pension communication researcher Thomas Post presented research results on improving pension communication and engaging pension plan participants at the ICPM Discussion Forum.

Wiebke Eberhardt and Pieter Verhallen Present Research Results

Wiebke Eberhardt and Pieter Verhallen presented research results on pension communication and peer effects at the Netspar Pension Day in Utrecht (The Netherlands).

Wiebke Eberhardt presents at Netspar

Today, pension communication researcher Wiebke Eberhardt presented research results on framing at the Netspar Working Group on improving individual pension choices. The joint research with Lisa Brüggen, Thomas Post, and Chantal Hoet illustrates the power of framing information in order to engage participants.

Lisa Bruggen and Rob Bauer particpate in pension debate

Lisa Brüggen and Rob Bauer participate in a pension debate organized by Dagblad De Limburger, Maastricht University, and the Limburg University Fund / SWOL.

Inka and Wiebke Eberhardt present Research Results

Inka Eberhardt and Wiebke Eberhardt presented research results on pension communication and savings decisions at the "Financial Literacy and Pension related Communication for better Retirement and Long-term Financial Decisions" Mopact International Workshop in Turin (Italy).

Wiebke Eberhardt presents at SABE/IAREP Conference

Wiebke Eberhardt presented research results on the Retirement Belief Model at the "Behavioural Insights in Research and Policy Making" SABE/IAREP Conference in Wageningen (Netherlands). The joint research with Lisa Brüggen and Thomas Post demonstrates how psychographic information can be used to segment pension plan participants and how pension communication can be adapted to the segments.

Thomas Post presents at KPS

Today, pension communication researcher Thomas Post presented research results on improving pension communication and engaging pension plan participants at the summer meeting of KPS.

Our team presents at SERVSIG

Pension communication researchers Wiebke Eberhardt and Pieter Verhallen presented research results on framing and peer effects at the SERVSIG 2016 conference in Maastricht. The joint research with Lisa Brüggen, Thomas Post, and Chantal Hoet illustrates the power of framing information and using peer effects in order to engage participants.

MOA Wetenschapsprijs 2016

Wiebke Eberhardt, Chantal Hoet, Elisabeth Brüggen and Thomas Post won the MOA Wetenschapsprijs 2016, the science award of the Dutch Market Research Association.

Wiebke Eberhardt presents at Boulder Summer Conference

Today, pension communication researcher Wiebke Eberhardt presented research results on framing at the Boulder Summer Conference on Consumer Financial Decision Making. The joint research with Lisa Brüggen, Thomas Post, and Chantal Hoet illustrates the power of framing information in order to engage participants.

Wiebke Eberhardt presents at VU University Amsterdam

Today, pension communication researcher Wiebke Eberhardt presented research results on framing in the Finance seminar series at the VU University Amsterdam. The joint research with Lisa Brüggen, Thomas Post, and Chantal Hoet illustrates the power of framing information in order to engage participants.

Research study wins prestigious award

The study The Effectiveness of Interactivity in Pension Planners wins prestigious Internet thesis award from the Koninklijke Hollandse Maatschappij der Wetenschappen and Google.The award is handed out during a ceremony on April 15, 2016.

Wiebke Eberhardt presents at Netspar

Today, pension communication researcher Wiebke Eberhardt presented research results on framing at the Netspar working group on pension communication in Tilburg (The Netherlands). The joint research with Lisa Brüggen, Thomas Post, and Chantal Hoet illustrates the power of framing information in order to engage participants.

Lisa Brüggen in Dagblad de Limburger

Lisa Brüggen appeared in "Dagblad de Limburger" where her research on pension communication was featured. [More information:](http://www.limburger.nl/cnt/dmf20160309_00011839/hoe-ga-je-om-met-pensioenangst)

Lisa Brüggen and Thomas Post receive research grant

Lisa Brüggen and Thomas Post receive funding for a Netspar Topicality Grant.

New Netspar Design Paper on segmenting pension plan participants

Our team has published a Netspar Design Paper on segmenting pension plan participants.

New research report on segmenting pension plan participants

Our team has published a new research report on segmenting pension plan participants.

New team member: Luuk Perik

Our research group welcomes our new team member Luuk Perik.

Thomas Post presents at Swiss Risk and Insurance Forum

Thomas Post presents research results at the Swiss Risk and Insurance Forum.

Lisa Brüggen jury "Pensioen Wijzer"

Lisa Brüggen was member of the jury for the "Pensioen Wijzer" Award

Lisa Bruggen on FD & BNR debate on pensions

Lisa Brüggen was one of the speakers at the Pension Perspectives event organised by FD and BNR.

Lisa Brüggen gives Bismarck lecture

Lisa Brüggen gave the Bismarck lecture 2015, an invitation-only event for 240 board members of all Dutch financial institutions and leading experts and policy makers in the field.

Lisa Brüggen and Thomas Post receive research grant

Lisa Brüggen and Thomas Post receive funding for a Netspar Theme Grant.

Lisa Brüggen presents at Frontiers in Service Conference

MCPC researcher Lisa Brüggen presented research results on the Retirement Belief Model at the Frontiers in Service Conference in San Jose (USA).

Wiebke Eberhardt awarded with research grant from IPE

Pension communication researcher Wiebke Eberhardt has been awarded with a €5,000 research grant from IPE Pensions Scholarship Fund to support her research on improving pension communication.

Wiebke Eberhardt presents at Netspar

Today, Wiebke Eberhardt presented research results on the Retirement Belief Model at the Netspar working group on pension communication in Tilburg (The Netherlands). The joint research with Lisa Brüggen and Thomas Post demonstrates how psychographic information can be used to segment pension plan participants and how pension communication can be adapted to the segments.

Simplifying Pension Information

Presenting pension information in a simple way with short sentences, without difficult terms, and in plain vanilla language improves participants’ understanding of pension plan features. However, we find no effect on participants’ subjective evaluation of the information quality or on their willingness to take action.

A picture says more than 100 words?

Visualizations are a promising pension communication tool for improving participants’ understanding and encouraging planning actions. We examine the impact of different forms of visualizations on the level of pension information understanding, willingness to take action, and on participants’ moods, perceptions of usefulness, and ease of use. Visualizations (as compared to text) are highly appreciated by participants and increase understanding of pension information. But, for participants with low financial literacy and numeracy skills, visualizations reduce willingness to take action.

Future-self visualizations and pension communication

People often cannot identify with their future selves. For that reason, they may not plan ahead and thus save too little. Recently, NYU Professor Hal Hershfield proposed an innovative way to make people more future-oriented: age-processing their pictures so they better visualize themselves at retirement. We adapt this idea in a mass communication context and develop different visualizations of retired people. These visualizations reflect “hoped-for” versus “feared-for” future selves in general as well as in a material and social setting. The advantage of using such visualizations is that they can be used in regular pension communications such as the cover letter of the Uniform Pension Statement (UPO, a Dutch pension information letter required by law) or in general advertisements. We find that visualizations of future selves makes participants more safety-oriented during retirement. The general hoped-for visualization makes participants more willing to consume less today and save more for retirement when compared to a control group.

Wiebke Eberhardt presents at Netspar

Today, MCPC researcher Wiebke Eberhardt presented research results on the Retirement Belief Model at the Netspar working group on pension communication in Rotterdam (The Netherlands).